Archives For Eric

By Eric on June 1, 2015 +

Birthdays, nesting for a baby due in June, basement projects, a trip to Chicago to visit a friend, and a new job… that’s what I’ve been up to since my last post on March 5, 2015. I haven’t gone that long without publishing a blog post since 2011. It’s crazy to think about, but here I am at another transition point.

This past year has been quite an adventure for our family. Of course, in His infinite wisdom and sovereign timing, God has provided for us every step of the way. As the journey takes a turn in the months and years to come, I can be certain that I’ve learned to lean on him with my every need and concern.

Here’s the story…

If you’ve been around since the beginning, you know that this site started as a personal blog. Then, for a couple years, Kelsey and I were both posting here about personal finance and lifestyle. Last year in April, Kelsey decided to concentrate on her own lifestyle site, Snappy Casual, and I continued to post here about personal finances. Sharing our story seemed to strike a chord with others and last June I decided to take a step of faith, follow my passion and become a Dave Ramsey-trained financial coach. In August, I quit my full-time job to pursue financial coaching to help others with their finances. Along the way I met a slew of amazing people (including many blog readers), challenges, and thoughts of “what in the world am I doing?”, while trusting that God had me where I was for a reason.

Over the past six months, I’ve worked part-time jobs to help support my coaching income, including stocking the shelves at Costco from 5:00-10:00 am and, most recently, assisting a financial planner I met through my church. After about a dozen crazy, only-God-could-orchestrate-that moments, I recently accepted a job offer from AO Wealth Advisory (where I’ve been working part-time since February) and will be started full-time June 1 as an Associate Financial Planner. I’m excited to be able to support my family while doing what I love full-time – helping other families with their money.

What this means for financial coaching

I am still able to take on financial coaching clients, but all work must be booked through AO Wealth Advisory. Advisory services through Investment Advisors Corp., an SEC registered advisory firm.

What this means for Words of Williams

As I’ve done the past couple months, I’ll be taking a step back from blogging. While I still want to help as many people as possible, I am excited to pour into my new career and my family. I will soon begin taking classes to earn licenses to further my value with AO Wealth Advisory, and with another kid joining our family soon, postings will be more sporadic. To keep up with our family adventures, check out Snappy Casual. I love how Kelsey’s documenting our family life.

The content that’s currently on the site will remain here to help those who need it. Don’t hesitate to email me with questions or contact AO Wealth Advisory if you need financial planning assistance.

By Eric on March 5, 2015 4

Kelsey asked me if I’d ever do another Whole30 again, I paused and thought… maybe once every couple of years or so? I’m not really sure at this point. I think our first mission is figuring out how to work as much whole food eating into our budget as we can.

That’s a real challenge for me to be “half in.” But, we’ll do the best we can with what we know, and keep looking to make changes to our eating habits.

That being said, after the first few days of cravings, I really didn’t miss many junky foods I used to eat. And we found some really tasty new meals that we’re adding to our home kitchen menu going forward.

Favorite Whole30 Breakfast

One day during the Whoel30 we had steak for breakfast! That was a really fun treat. But, obviously we can’t do that everyday.

Most days I ate eggs over-easy, sweet potato hash browns, and for about half the days, I made some sausage to go with that. It’s so good!

Despite having it almost everyday, I absolutely love it! It’s so filling and keeps me fueled throughout the morning all the way to lunch.

Let’s get on with the recipes… three of them below for you to try.

Continue Reading…

By Eric on March 3, 2015 6


Today after lunch, will officially conclude 30 days of Whole food for Kelsey and I. I’ve kicked the sugar cravings, we spent 50% more than our budget called for, but we did it! I have a decent bit more of sustained energy throughout the day, and my mental clarity and focus has been improving over the last few weeks.

I lost more weight than I care to admit, and have been seeking ways to gain this back (Anyone know of a good ice cream diet for weight gain?). Just kidding… kind of… it is my birthday on Thursday, so I will indulge!

Aside from the feelings and physical attributes of the Whole30, I really have learned a lot about food over these past few months. Preparing for the Whole30 was almost as much work as doing it.

In case anyone out there has been wondering about the program, or thinking of taking this on yourselves, I thought I would compile a list of things I’ve learned both from the book “It Starts With Food,” and from doing our own Whole30.

1. Premise: The food we eat either makes us more healthy or less healthy.

At the basic level and without getting into all the scientific proof offered in the book, this makes sense, right? I think the issue with this is that having not been educated properly I’ve not really known what was healthy before reading the book.

Low fat, no fat, no sugar, all natural, organic, free range, grass fed, etc… what does it all mean? Basically… most of the terms are simple marketing tactics to get you to buy. It has nothing to do with how healthy the food is for your body.

Over the past few years, we’ve made vast improvements in our diet, but continued to eat pretty much what we wanted. I wanted to do this experiment to see how what I ate affected me physically, mentally, and emotionally.

Continue Reading…

By Eric on February 27, 2015 6

Plateau, boredom, stagnant, comfort… just a few of the words that are coming to mind as we enter the home stretch of our Whole30. I’ll talk about where we’re at with our budget in a minute, but for now, let’s talk feelings.

Favorite Whole30 BreakfastFavorite Whole30 Breakfast

There has been a looming event that has caused a lot of discussion between Kelsey and I over the past week. We knew about it before we started our Whole30, but talked ourselves into starting anyway because… if not now, when? That event is tomorrow… Rooney’s 3rd birthday party (Orange & Pink theme).

Our Whole30 will be complete after lunch on March 3(her birthday is March 2), but the party has been daunting to think about. Not only are we preparing a bunch of snacks, and food that we’re not able to eat ourselves, it’s just so close to the end that it seems it might be easier just to throw in the towel on day 28 rather than sticking it out for the Whole30 days (see what I did there?).

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By Eric on February 24, 2015 +

Prosperity – To thrive or succeed in any given goal or desired objective.

I recently listened to this audio book at the recommendation from a friend. The title is intriguing isn’t it? 

The Dynamic Laws of Prosperity is a book about uncovering the desires of your heart and giving them over to God in a way that allows for prosperity to flow through you.

When I first started reading the book, I’ll admit, I had some doubts about the content. It came off as a “wish upon a star” sort of thing (more on this below).

It’s something I struggle with… putting God in a box and thinking “too small.” The author, Catherine Ponder, calls this a poverty mindset. You know… lacking hope for a better future, or that things will always be the way they are, or that I don’t deserve to be happy and prosperous.

But, our God is so much bigger than that, he created the universe and has authority and dominion over it. And, he’s our heavenly Father, we’re created in his image, and we are heirs to his kingdom. What good Father doesn’t want to give good gifts to his children?

Continue Reading…